City Business Loans UK Ltd Exeter EX2 8ED

• Monday
• Tuesday
• Wednesday
• Thursday
• Friday

Welcome to City Business Loans (UK) Ltd
Established for over 14 years City Business Loans is managed by Martin Hyde with Andy Jones Bsc (Hons) and Barry Jones Finst SMM (Consultants); between them they have over 80 years of business experience. The Head Office of the company is based in Exeter and specialises in arranging commercial mortgages for clients buying property and businesses throughout the UK.

City Business Loans Limited are full members of The National Association of Commercial Finance Brokers (NACFB)and being independent we are able to search our lender base, matching clients requirements to find the keenest and most appropriate terms.

Maximum Loan Criteria
Public Houses 100% No extra security
Hotels 80%
Guest Houses 75%
Post Offices 80%
Retail Shops 75%
Care Sector 75%
Investment Property 80%
Industrial and Offices 80%
Holiday Parks 85% 

City Business Loans' Expertise
Most people, especially "first time buyers", tend to think only in terms of approaching their own banks when it comes to arranging finance. CBL are independent and as such have access to all the UK's commercial lenders. Knowing which lender to approach is the key as not every lender is interested in lending across the complete range of business sectors. They are competitive only in the sectors in which they are keen to lend. As we understand the requirements and criteria of individual lenders, we can offer you our specialist knowledge of the lending market and it’s players, thus providing the best solutions and the most competitive package. CBL deal solely with senior lending managers who because of their own personalised lending discretion's are able to make their own decisions.

Dedicated to Your Business
City Business Loans (UK) Ltd is an independent business finance company providing financial advice and sourcing for your business' asset needs. We are dedicated to finding the right financial solution for you.

What We Do!
CBL are able to give quality independent advice to anyone planning to purchase a commercial property or business, either leasehold or freehold. We prepare a Financial & Business Proposal for presentation purposes in a format that we know the lender wants to see it "packaged". We arrange Competitive interest rates- as low as 1% over base rate for freeholds, 2% over base for leaseholds. (Note: with leasehold, lower rates can be achieved with additional security.) We save you the client money, CBL can usually achieve lower interest rates than you can get from your own bank. We save you even more money! Due to the volume of business placed by CBL, lenders will reduce their arrangement fee of circa 1.6% of the loan arranged, to 1% and in some cases just 0.5%. We can usually deliver immediate decisions with the loan agreed "in principle" prior to interview.

We will do all the running around! -Time and time again banks have stated to us that they will gladly reduce their arrangement fees to cover our fees. This is simply because we gather all the information needed and present in the way that they want. This ensures equally that they are more likely to approve the deal.


What We Don’t Do!
We do not charge any advance fees. Because of this we will not "promise the Earth" then fail to deliver weeks down the road. We, only get a fee when we are successful and so consequently, we will ensure that we are successful! You only pay our arrangement fee after acceptance of the offer of finance from the lender.